How Much Income Do You Need to Buy a House?When you purchase a house, lenders look at a lot more than your wage. Your debt-to-income ratio and capacity to make mortgage payments are given more
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We’ve got a 50 state strategy, which means we’ve likely already provided your neighbor with a home loan. Our name might be new to you, but we’ve been at this for over a decade. And, like you, none of us can be any older than 25, which means we grew up in this business. Our story is also very likely similar to yours. We want to be great. We want to be happy. We want to enjoy our friends and family. So we built a business that allows us to be all of those things. We do this by focusing on our people, our processes, and our products. Knowing it takes one to know one, we only hire Stars, who in turn only hire Stars – pretty soon everyone around here is a Star – then we get out of their way so that they can treat you like a Star. Pretty simple really. Our process is technology-driven – which means it's state of the art and makes the process of getting a loan as simple as it can get. We never lose sight of the home loan products we offer – they’ve simply got to be better than the other choices you have. Like a Star, you expect the best and that’s all we offer. Nothing off the rack – we are talking fine living, designer fashion home loans around here. We are employee-owned – including each one of our leaders. Always nice to know the Owner! - Celebrity Home Loans.About
Owning a home embodies the promise of pride and independence and the aspiration of American households. At Homespire Mortgage, we work to open the doors of homeownership for our clients and to make the aspiration of ‘home’ a reality. To help Homebuyers responsibly and affordably finance their dream of homeownership while delivering an exceptional mortgage experience that Borrowers trust, Realtors® recommend and Employees take pride in. To become a nationally recognized mortgage company, known for its unrivaled mortgage experience and renowned for its efforts to reinvest and transform the communities where we live and work. - Homespire Mortgage.About
You deserve the best mortgage experience possible. My goal with every one of my clients is to help them understand all of their financing options and to assist with finding the best mortgage for their needs. My experience and expertise give me not only the confidence I need to be fully committed to my clients but to exceed their expectations every step of the way. I look forward to working with you!
About
I have been passionate about real estate since the beginning of my professional career over 20 years ago. After the military, I started as a Registered Investment Advisor, then became a Mortgage Loan Officer, I always knew that I wanted to help others change their lives and found my true calling in real estate. Serving my clients and guiding them through one of the biggest investments of their lives. Over the years, I have been involved in financing millions of dollars’ worth of real estate.
As a Realtor, I’m committed to helping my customers make the best possible decisions and achieve the dream of homeownership. As a Mortgage Originator, I will strive to always do what’s in my customer’s best interests and offer the best possible financing experience. I feel incredibly blessed to work with amazing clients who become friends and a strong part of my network.
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As a member of the United States Army, I have dedicated my life to serving others. My commitment to helping families make their dreams of homeownership come true is no different today than it has been throughout my 10-plus years in the mortgage industry. I take great pride in being an expert in all things related to Veteran Administration (VA), USDA, FHA, and conventional loans. Regardless of your background or whether you find yourself in a unique situation — such as having a low or high credit score, having no money to put down, having a bankruptcy in your past, needing a construction loan, or being self-employed — my amazing team and I are focused on finding solutions while making sure you get top-notch service and the very best deal possible. From my roots as a teller in the early 2000s to today, when I lead a team that helps homeowners across the nation, I’ve maintained the same work ethic. Each day I am driven to deliver results for every one of my clients and get them the home financing they need. I look forward to understanding your goals and starting the mortgage process with you.Ask A Mortgage Question
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About
You deserve the best mortgage experience possible.
It’s our winning combination of products, processes, technology, and people that turns our customers into happy homeowners. That’s the Cardinal Financial Difference.
The industry, trends, product guidelines, rates . . . All of it can change on a dime. We believe that you have to be able to survive right now. We don’t believe in the “ride it out” mentality or a “when the market picks up again” way of thinking. For us, it’s about operating in the mindset that “this is the new norm,” whatever it might be that day. It’s about being mentally tough to hunker down and get to work no matter what the market conditions are.
It’s all about being nimble. Quick to change strategies and tactics. Meticulously adhering to a processor being open to writing new ones. Adaptability and the strength to succeed now is the key. How do we do it? With open-minded, eager professionals on our team who are process-driven and see the bigger picture.
Ask A Mortgage Question
About
We’ve got a 50 state strategy, which means we’ve likely already provided your neighbor with a home loan. Our name might be new to you, but we’ve been at this for over a decade. And, like you, none of us can be any older than 25, which means we grew up in this business. Our story is also very likely similar to yours. We want to be great. We want to be happy. We want to enjoy our friends and family. So we built a business that allows us to be all of those things. We do this by focusing on our people, our processes, and our products. Knowing it takes one to know one, we only hire Stars, who in turn only hire Stars – pretty soon everyone around here is a Star – then we get out of their way so that they can treat you like a Star. Pretty simple really. Our process is technology-driven – which means it's state of the art and makes the process of getting a loan as simple as it can get. We never lose sight of the home loan products we offer – they’ve simply got to be better than the other choices you have. Like a Star, you expect the best and that’s all we offer. Nothing off the rack – we are talking fine living, designer fashion home loans around here. We are employee-owned – including each one of our leaders. Always nice to know the Owner! - Celebrity Home Loans.Ask A Mortgage Question
Ask A Mortgage Question
About
We’ve got a 50 state strategy, which means we’ve likely already provided your neighbor with a home loan. Our name might be new to you, but we’ve been at this for over a decade. And, like you, none of us can be any older than 25, which means we grew up in this business. Our story is also very likely similar to yours. We want to be great. We want to be happy. We want to enjoy our friends and family. So we built a business which allows us to be all of those things. We do this by focusing on our people, our process, and our products. Knowing it takes one to know one, we only hire Stars, who in turn only hire Stars – pretty soon everyone around here is a Star – then we get out of their way so that they can treat you like a Star. Pretty simple really. Our process is technology driven – which means its state of the art and makes the process of getting a loan as simple as it can get. We never lose sight of the home loan products we offer – they’ve simply got to be better than the other choices you have. As a Star, you expect the best and that’s all we offer. Nothing off the rack – we are talking fine living, designer fashion home loans around here. We are employee owned – including each one of our leaders. Always nice to know the Owner! - Celebrity Home Loans.Testimonials
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"Macee did a great job in helping my partner and I find our first home! She made herself available whenever we wanted to go see a listing and kept us engaged during the entire house hunting process. Once we found the perfect home, she made sure we understood the process and maintained open lines of communication between all parties involved. When it came to negotiations, she definitely had our best interest in mind and was able to get us everything we wanted plus more! Thank you for all your hard work, we are so happy with our new home!"
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- Angel Bueno 1359 Wexford Dr S, Palm Harbor, FL 34683- July 11, 2019
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"Being a first time home buyer is certainly not a breeze, however, Betsy was there to address all my questions and concerns regardless of the hour. She has a lot of knowledge about the area and ensured I was getting the best price from my home. I didn't have the slightest idea of what buying a home entailed, but Betsy was there every step of the way to guide me, provide reassurance, and help negotiate with the sellers. Truly happy with my home. Job well done Betsy!"
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- Rachel Johnson - December 3, 2019
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Knowledgeable and Helpful 5 stars Betsy and her team are so knowledgeable and helpful. I'm looking forward to learning from them and working with them -
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- Missy January 1, 2018
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"Betsy went above and beyond to help me get a great deal, on a great rental property with a great return, right out of the gate. As an out of state investor with a full-time job, I consider myself lucky to have chosen her and her team right off the bat because of how stress free the process felt, even through one of my most difficult acquisitions to date. I will definitely be utilizing Betsy for more of my real estate needs, in the future."
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- Chad Burks - November 30, 2020
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Our experience couldn't be better! 5 stars "I will choose you guys over and over again, because you are simply the BEST! Our new home buying experience couldn't have been any better. Thanks Betsy and Theresa, you guys rock!!!" -
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- Obi Esomonu May 3, 2017
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Thank You! 5 stars I wanted to publicly thank Theresa for everything you are doing to make my transition from Kennebunk, Maine to Tampa, Florida, as easy as can be! She has gone above and beyond in answering every question and addressing every need, right down to the school system for my son. If people in the Tampa area are even half as kind as she is, then I know I have made a wonderful choice in my new community!Thank you Theresa for being so great at your job, and thank you Sandy for giving me her info!!! -
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- Kristina October 26, 2017
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"Betsy and her team was amazing and made the home selling process super smooth and easy. Betsy is an amazing person to have on your side when it comes to selling your home."
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- Walter Parker - October 9, 2018
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"A very thoughtful agent who genuinely goes the extra mile to make sure you’re getting the best deal and a home that suits you, she really cares and it shows! I would definitely recommend Betsy and her team to anyone especially first time home buyers, she’s not like those other shark realtors out there that don’t have your best interests at heart!"
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- Anthony Galvez - September 16, 2018
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"My husband and I recently purchased a home through Betsy and the process was smoother then we ever could have imagined. She was very professional, very responsive, communicated well, and did everything in our best interest. We’ve worked with other companies in the past and by far Betsy was the best experience. She did this while also navigating the new rules and stressful world of the pandemic."
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- Emily Schaefer - May 20, 2020
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Helped me sell a home! 5 stars I am a real estate investor and highly recommend working with Betsy. She is honest and hardworking. She is very knowledgeable in all aspects of real estate. Tampa Bay Investments Tampa She makes you feel like you're her only client and she is available anytime you need her. We really enjoyed working with Betsy and will continue to use her in all our real estate ventures. -
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- Dana February 21, 2018
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Their expertise is bar none 5 stars These are two real estate agents that take the terminology of real estate agent to a new higher level. Their expertise is bar none. If your in search of a real estate agent your search is over. They are a huge part of my team in Florida. -
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- Michael May 16, 2017
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Highly recommend them. 5 stars Highly recommend them. First class all the way. Very professional and easy to work with!!!! -
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- Elizabeth May 16, 2017
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"Betsy and her team was amazing in helping us select a home for our family. We were living in Illinois at the time and seeing homes ourselves wasn’t feasible. They were always available, timely, honest and hard working. They made our lives so much easier and joyful."
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- Maggie Barie - December 5, 2018
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"In my opinion Betsy is one of the best in the real estate field. She is extremely knowledgeable in all aspects of the either buying or selling a home. I know first hand, Betsy helped me find a home and after I had her sell my home. She sold my home two after she listed it. Betsy has endless energy and was available to me anytime of the day. She is a great ambassador to the real estate profession. If you hire her, you will be greatly surprised how devoted she will be to you during your search or selling of a home."
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- Steve Stahlhuth- June 13, 2019
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"Betsy is a very professional, responsive realtor. She helped us in every step of our home purchase in Wesley Chapel Florida. During the process she was always available and ready to answer all of our questions. I highly recommend her."
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- Ivan Martinez-6/19/2019
About Tampa Bay Investments
Proudly Serving All of Greater Central Florida & Surrounding TerritoriesWith over 14 years in the Residential and Commercial Real Estate Industry, the professionals at Florida Realty Investments have the knowledge and experience necessary to provide sellers, buyers, investors and property owners with service that is second to none.
Latest Blog Posts
Is It Better To Invest In A Unit Or A House?Many investors enter the real estate market with the goal of increasing their wealth through capital gains. Investors constantly want to add value to
Is It Better To Invest In A Unit Or A House?Many investors enter the real estate market with the goal of increasing their wealth through capital gains. Investors constantly want to add value to
Deciding To Buy an Investment Property in Tampa, FLA property investment plan focuses on defining your objectives for the coming year or several years. Flipping houses will be the quickest option to
Areas We Cover
- Alturas
- Anna Maria
- Apollo Beach
- Aripeka
- Auburndale
- Avon Park
- Babson Park
- Bartow
- Bayonet Point
- Belleair
- Belleair Beach
- Belleair Bluffs
- Belleair Shores
- Bowling Green
- Bradenton
- Bradenton Bch
- Bradenton Beach
- Brandon
- Brooksville
- Clearwater
- Clearwater Beach
- Clermont
- Cortez
- Crystal Beach
- Dade City
- Davenport
- Dover
- Dundee
- Dunedin
- Eagle Lake
- Eaton Park
- Ellenton
- Englewood
- Fort Meade
- Frostproof
- Gibsonton
- Gulfport
- Haines City
- Highland City
- Holiday
- Holmes Beach
- Hudson
- Indian Lake Estates
- Indian Rocks Beach
- Indian Shores
- Kathleen
- Kenneth City
- Kissimmee
- Lacoochee
- Lake Alfred
- Lake Hamilton
- Lake Wales
- Lakeland
- Lakewood Ranch
- Lakewood Rch
- Land O Lakes
- Largo
- Lithia
- Longboat Key
- Loughman
- Lutz
- Madeira Beach
- Mulberry
- Myakka City
- New Port Richey
- Nokomis
- North Port
- North Redington Beach
- North Venice
- Ocala
- Odessa
- Oldsmar
- Osprey
- Palm Harbor
- Palmetto
- Parrish
- Pinellas Park
- Plant City
- Poinciana
- Polk City
- Port Charlotte
- Port Richey
- Redington Beach
- Redington Shores
- River Ranch
- Riverview
- Ruskin
- Safety Harbor
- Saint Cloud
- Saint Leo
- Saint Pete Beach
- Saint Petersburg
- San Antonio
- Sarasota
- Seffner
- Seminole
- Siesta Key
- South Pasadena
- Spring Hill
- St Pete
- St Pete Beach
- St Petersburg
- Sun City Center
- Tampa
- Tarpon Springs
- Temple Terrace
- Terra Ceia
- Thonotosassa
- Tierra Verde
- Treasure Island
- Trinity
- University Park
- University Pk
- Valrico
- Venice
- Webster
- Wesley Chapel
- Wimauma
- Winter Haven
- Zephyrhills
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on May 27, 2022 1:36 PM UTC The listing information on this page last changed on Last updated on May 27, 2022 1:36 PM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on May 27, 2022 1:36 PM UTC
MIAMI ASSOCIATION OF REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
