How Much Income Do You Need to Buy a House?When you purchase a house, lenders look at a lot more than your wage. Your debt-to-income ratio and capacity to make mortgage payments are given more

You deserve the best mortgage experience possible. My goal with every one of my clients is to help them understand all of their financing options and to assist with finding the best mortgage for their needs. My experience and expertise give me not only the confidence I need to be fully committed to my clients but to exceed their expectations every step of the way. I look forward to working with you!
I have been passionate about real estate since the beginning of my professional career over 20 years ago. After the military, I started as a Registered Investment Advisor, then became a Mortgage Loan Officer, I always knew that I wanted to help others change their lives and found my true calling in real estate. Serving my clients and guiding them through one of the biggest investments of their lives. Over the years, I have been involved in financing millions of dollars’ worth of real estate.
As a Realtor, I’m committed to helping my customers make the best possible decisions and achieve the dream of homeownership. As a Mortgage Originator, I will strive to always do what’s in my customer’s best interests and offer the best possible financing experience. I feel incredibly blessed to work with amazing clients who become friends and a strong part of my network.
You deserve the best mortgage experience possible.
It’s our winning combination of products, processes, technology, and people that turns our customers into happy homeowners. That’s the Cardinal Financial Difference.
The industry, trends, product guidelines, rates . . . All of it can change on a dime. We believe that you have to be able to survive right now. We don’t believe in the “ride it out” mentality or a “when the market picks up again” way of thinking. For us, it’s about operating in the mindset that “this is the new norm,” whatever it might be that day. It’s about being mentally tough to hunker down and get to work no matter what the market conditions are.
It’s all about being nimble. Quick to change strategies and tactics. Meticulously adhering to a processor being open to writing new ones. Adaptability and the strength to succeed now is the key. How do we do it? With open-minded, eager professionals on our team who are process-driven and see the bigger picture.
- Angel Bueno 1359 Wexford Dr S, Palm Harbor, FL 34683- July 11, 2019
- Rachel Johnson - December 3, 2019
- Missy January 1, 2018
- Chad Burks - November 30, 2020
- Obi Esomonu May 3, 2017
- Kristina October 26, 2017
- Walter Parker - October 9, 2018
- Anthony Galvez - September 16, 2018
- Emily Schaefer - May 20, 2020
- Dana February 21, 2018
- Michael May 16, 2017
- Elizabeth May 16, 2017
- Maggie Barie - December 5, 2018
- Steve Stahlhuth- June 13, 2019
- Ivan Martinez-6/19/2019
How Much Income Do You Need to Buy a House?When you purchase a house, lenders look at a lot more than your wage. Your debt-to-income ratio and capacity to make mortgage payments are given more
Is It Better To Invest In A Unit Or A House?Many investors enter the real estate market with the goal of increasing their wealth through capital gains. Investors constantly want to add value to
Is It Better To Invest In A Unit Or A House?Many investors enter the real estate market with the goal of increasing their wealth through capital gains. Investors constantly want to add value to
Deciding To Buy an Investment Property in Tampa, FLA property investment plan focuses on defining your objectives for the coming year or several years. Flipping houses will be the quickest option to